Thank you for your service. Answer a few quick questions and our small, family-like team will reach out first, then connect you with Maxim Jonassaint, a licensed broker with four-plus years helping veterans and their families. Honest options from several carriers. No obligation, no pressure.
The VA may provide a burial allowance, a plot in a national cemetery, a headstone, and a flag for eligible veterans. Those are real and worth using. But the allowance is typically a few hundred to a few thousand dollars, and it doesn't cover a funeral home service, transportation, a casket or urn, or the bills that keep arriving in your name. That gap is what a final expense policy is for. I'm not the VA and can't speak for them; verify your benefits at va.gov.
Many of the carriers I work with have plans built for people with diabetes, heart history, COPD, or past cancer. Some ask a few health questions, some ask none. The ones with no questions usually cost more or have a waiting period, and I'll tell you exactly what applies before you decide.
No. This is private life insurance from companies like Mutual of Omaha, Foresters, Transamerica, and Americo. I'm an independent licensed broker. I'm not affiliated with the VA, the Department of Defense, or any government agency, and I'll never claim to be.
Plans commonly start around $40–$50 a month, and I'm not allowed to show you anything that would strain your budget. We'll talk about what's realistic before I quote a number.
Based on what you tell me, I'll put together three options from low to high. Most veterans I work with want the funeral handled and a little left behind for a spouse or the grandkids; the Silver or Gold option usually fits that.
Covers the full funeral expense so your beneficiary doesn't come out of pocket.
The funeral plus a little extra for leftover bills and inflation.
The funeral, the bills, and extra money left behind so your family is in really good hands.
Noble Saint Legacy Planning is an independent brokerage with our home office in Tampa, Florida, serving families across the United States and contracted with 42 A-rated carriers. I'm Maxim Jonassaint, the founder, a licensed life insurance broker with four-plus years helping families with this decision. I got into this work after my grandmother passed with nothing in place and I watched my family struggle to cover her funeral. I'll confirm what you want covered, ask who the beneficiary would be and whether you're thinking burial or cremation, go through a few health questions the carriers require, and then show you Bronze, Silver, and Gold with the exact monthly premium. It's not up to me to approve you; that decision comes from the carrier, which is why we go over health honestly up front. If one fits, we can usually finish the application by phone in 15–20 minutes. If none fits, you'll know what to look for and I won't call again unless you ask. If I don't have an answer to something, I will sure as heck find it for you.
This website is operated by a licensed life insurance agent (broker) and is not an insurance company, government agency, or affiliated with the Department of Veterans Affairs, the Department of Defense, Medicare, or Social Security. This is not a veterans benefit program. Eligibility is not limited to veterans. Coverage amounts, premiums, and eligibility are set by the issuing insurance company and depend on age, health, and other factors. Some plans have a graded death benefit or waiting period for death from natural causes during the first two policy years; the agent will disclose any such terms before you apply. Submitting this form is a request for information and is not an application for insurance.